Ehsaas Relief Program | BISP Ehsaas Program Relief Fund and Bisp Card

BISP Ehsaas Kafalat Program

The BISP Ehsaas Kafalat Program allows beneficiaries to receive cash at specially designated campsites. BISP will grant an exception for HBL, BAFL, NADRA staff, and BISP Ehsaas Program Relief Fund and Bisp Card retailers. 

BISP will designate government buildings, such as a shelter and designated campsites to facilitate this program. The Deputy Commissioner will share these addresses with BISP field teams. If possible, BISP will separate cash disbursement points from shelters.

BISP Ehsaas Kafalat Program

The BISP Ehsaas Kifalat Program aims to facilitate women and girls to escape poverty by providing access to education, employment, and health care. The initiative also supports the implementation of other awareness programs.

The beneficiaries of this program are identified through household surveys, Ehsaas National Database, and Registration Authority Desk registration centers. The program is based on the Benazir Income Support Program and uses the BISP smart card for cash disbursement of funds.

BISP payments are made through partner banks using a transparent and easy-to-use mechanism. The first step in distributing the grants was through phone to phone banking. The government provided the beneficiary with a cell phone and a SIM card at a NADRA counter.

The beneficiary then used this cell phone to send an SMS with a unique code to receive the cash grant. The second step was to receive the gift through a Point of Sale franchise. The BISP program has significant differences from Kafalat. The BISP survey methodology was updated to allow continuous beneficiary identification.

It also included a biometrically enabled payment system and increased cash transfer. Additionally, the cash transfer has been increased and inflation-adjusted to meet the current cost of living. And in addition to reducing poverty and promoting financial inclusion, the BISP Ehsaas Kafalat Program also offers women digital and economic inclusion opportunities.

BISP Ehsaas Relief Fund and Bisp Card

The federal government has announced a significant initiative to support the poor and needy. BISP will soon disburse Rs. Six thousand per quarter to its beneficiaries, in two tranches of Rs. 2,000 each by May 2022.

The funds will be distributed at campsites, where strictly enforced SOPs on health. The program is expected to benefit 4.3 million BISP beneficiaries. BISP is a government-run welfare program that provides cash assistance to the poor. It is targeted at women and girls in the country.

It strengthens the economic position of women, incentivizes girls to study, and improves access to health care services. Through the Kafaalat program, beneficiaries gain access to various Ehsaas Program initiatives. BISP identifies beneficiaries through a household survey, Ehsaas National Database, and Registration Authority Desk Registration Centers.

While the government has indicated that it will reverse the 2019 decision removing 850126 under-deserving people from the BISP program, there are many flaws in the program design. The first flaw is the lack of conditionality.

While conditional cash transfer programs have worked well in Latin America and other countries, they do not require recipients to save. In addition, the government’s policymakers would match any savings the recipients make.

BISP Ehsaas OneWindow targeting Policy

The BISP has made several significant changes to the BISP Ehsaas Building and Rebuilding Institutions (Ehsaas) program. One of the changes involved using data analytics to better target resources and opportunities to those in need.

The new government can continue this work to enhance further the targeting of resources and options based on merit and need. The One Window Ehsaas policy comprises six actions to improve the delivery of services to the most vulnerable sectors of society.

These include an Ehsaas physical center, a back-office digital interface, a mobile app, and beneficiary selection. These actions will be integrated into the delivery of Ehsaas programs. In addition, the One Window Ehsaas policy will help Ehsaas officials streamline their work and increase their service quality to beneficiaries.

One Window Ehsaas is an initiative that consolidates many of the Ehsaas programs in Pakistan. It will make the Ehsaas program implementation more manageable and transparent by facilitating data sharing between implementing agencies. Its goal is to improve the quality and impact of services provided through Ehsaas programs. But there are still many questions to be answered in this process.

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